When it comes to savings and spending plans, we normally receive questions such as: Will I have enough money to stop working when I want to? Am I going to run out of money in later life or can I spend more now? Are my family going to be financially secure if I go […]
Why are women STILL under-insuring themselves?
Whilst it is increasingly acknowledged that there is a ‘pay gap’ for women, or there is a growing ‘pension gap’ for working women; there is another anomaly that has flown under the radar for many and that is the ‘protection gap’ for women. Due to the increased flexibility in working patterns we often reduce our […]
Do you own a business with someone else? Do you know what happens to them if they die or get too sick to work?
Can you answer these questions in sequence?… 1. Do you own shares in your business? 2. Do you have personal life insurance/mortgage protection etc.? 3. Do you know what would happen to your shares or your fellow director(s) shares if they passed away tomorrow? If you answered, yes/yes/no….then you may have a problem, a problem […]
Do you want to know what the most important financial product you should have when working?
[av_one_full first] [av_textblock size=” font_color=” color=”] This question being posed is an interesting one, what will people generally think of…. Life Insurance? Car insurance (obligatory!) Pet Insurance? Mortgage Protection? The answer is none of the above! The most important insurance policy you should have in place is the one that can pay for all of […]
How can euro cost averaging help me when it comes to regular savings?
[av_textblock size=” font_color=” color=”] Euro Cost Averaging is a useful strategy which can be used to help you reduce risk when investing. It is an investment strategy that simply means that you are buying into a particular investment at regular intervals over a period of time (for example when you are paying into a savings […]
Does your company have savings that are not working for you??
[av_textblock size=” font_color=” color=”] The past 12 months have put immense pressure on SME firms, however many of you are actually doing well and thriving. If you are accumulating, or have accumulated a pot of Corporate Savings, there a few things you must consider: Do you know what interest (if any) your Corporate Savings are […]
Made redundant – have a lump sum & need advice?
[av_textblock size=” font_color=” color=”] If made redundant, a personally trying and transitionary time for most, getting a redundancy payment can help soften the blow of losing your job. Deciding on what to do with your redundancy package can be a minefield. Our checklist will help ensure your personal finances are being looked after in the […]
Medium and Longterm Goals for 2021
[av_textblock size=” font_color=” color=”] What are your medium to long term financial goals? Time is the tricky part, money is often the more manageable part. Having enough in your retirement pot to retire at 63 is not a goal; the goal is that your pension fund will allow you time and money to enjoy the […]
A New Year, a Fresh Start! Time to plan for 2021.
[av_one_full first] [av_textblock size=” font_color=” color=”] 2020 put everyone through their paces creating some unforeseen challenges. Working from home and homeschooling became the new norm for some of us. Many people finally tackled some home projects and sorting out those things they had put on the long finger – painting and decorating, decluttering your home […]
You can’t predict the future, but you can be ready for it.
[av_one_full first] [av_textblock size=” font_color=” color=”] At what point in the past 12 months did you realise that the control of your daily life or planning capacity was being challenged, turned on its head or made redundant?! If you haven’t questioned anything yet, you may not need to read further and well done!….If you are […]
