The Finance Bill 2021 was published by the Minister for Finance on Thursday 21 October 2021. The Bill has to go through the Dail first and be passed be passed before it becomes law as the Finance Act. It introduced some significant proposed changes to Pensions which we welcome. The proposed changes are very […]
Ireland is the home to Halloween
Halloween has been celebrated in Ireland for over 2,000 years. Halloween’s origins can be traced back to the ancient Celtic festival known as Samhain. Samhain had three distinct elements: Firstly, it was an important fire festival, celebrated over the evening of 31st October and throughout the following day. The flames of old fires had […]
Cashflow Planning: 9 Ways It Will Transform Your Finances | a real client example
In today’s challenging economic times, it is more important than ever to have a plan for your future. Especially since many people are struggling financially and don’t know how to get back on their feet. If you want to be prepared for the future, Cashflow Planning can help you figure out what your goals […]
Pensions with a Previous Employer | Do you know what to do?
You may recently have changed employers, lost your job or decided to set up on your own. Changing jobs a few times during your career is not uncommon. In a recent survey by Microsoft 41% of employees said they were considering a career change as a direct result of the pandemic. Changing jobs is […]
Can an Ethical Portfolio become Profitable ?
The concept of investing in an unethical company can put off many people who do not wish to support immoral practices. However, there are many ethical concerns which can be eliminated through careful research to ensure that the company is only using the funds for their intended purpose. Another standard currently rising in popularity […]
What could €5k invested today be worth in the long term? (Real client case study)
We recently came across a client that invested a lump sum of €6,348.69 (£5,000) in the summer of 1985 (that’s 36 years ago!). The client invested in a unit-linked fund which was primarily invested in equities (i.e. stocks and shares). They left their investment and didn’t need to take any withdrawals over the years. […]
The Cost of Free Education in Ireland
This week will have see the first day back at school for many of our children. Happy days you say, however those of us who have children in the education system in Ireland know that the cost of ‘free education’ has risen substantially over the last few years. It is estimated that […]
Insure Your Income? Why Bother?
Recently the government announced plans to phase in a new Statutory Sick Pay Scheme with employers being told to guarantee a minimum number of paid sick days annually from 2022. It is planned that employers will cover up to 10 days sick leave by 2025. A welcomed improvement for employees, but what happens if you […]
Never one to let a good opportunity go to waste !
Never one to let a good opportunity go to waste – Fiona used her time in Lockdown to get the head down and study Well done to her for obtaining the SIA designation (Specialist Investment Adviser) through Institute of Bankers (IOB) today, and getting the most for her clients in investment, asset and wealth management […]
4 Must-know Guidelines for Co-habiting Couples
In the census of 2016 there were over 152,302 co-habiting couples living in Ireland. Of those approx. 60% have children. The family unit is changing and evolving. It may be 2021 but most cohabitants still have very little rights under the law. What are your rights as a Co Habiting Couple? No matter […]
