When it comes to savings and spending plans, we normally receive questions such as: Will I have enough money to stop working when I want to? Am I going to run out of money in later life or can I spend more now? Are my family going to be financially secure if I go […]
Why are women STILL under-insuring themselves?
Whilst it is increasingly acknowledged that there is a ‘pay gap’ for women, or there is a growing ‘pension gap’ for working women; there is another anomaly that has flown under the radar for many and that is the ‘protection gap’ for women. Due to the increased flexibility in working patterns we often reduce our […]
Do you own a business with someone else? Do you know what happens to them if they die or get too sick to work?
Can you answer these questions in sequence?… 1. Do you own shares in your business? 2. Do you have personal life insurance/mortgage protection etc.? 3. Do you know what would happen to your shares or your fellow director(s) shares if they passed away tomorrow? If you answered, yes/yes/no….then you may have a problem, a problem […]